Spinsterella

Sunday, March 20, 2011

Breadline

A month in the life of my bank account

Income after tax: 1290

Rent: 483
Electricity and Gas: 53
Water: 9
TV and Broadband: 9
Council Tax: 41
Contents Insurance: 5
TV Licence: 5
Train to work: 97
Car Insurance: 37
Car Tax: 11
MOT: 12
Mobile: 20
Petrol: 30
Union: 16

Remaining disposable income: £473

Let me tell you, it doesn't go too far in this town...

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9 Comments:

  • Get rid of your car? It's sucking money away from the finer things in life and replacing them with noxious fumes.

    By Blogger Timorous Beastie, at 9:10 PM  

  • Once you've paid for groceries and lunches, that doesn't leave much fun money at all. My sympathies. I'm currently experiencing all the fun of having to save for over a month before I can do things like buy moisturiser or get a haircut (that one's more like several months worth of scrimping) and I don't like it. I agree with TB - do you really need a car? I miss mine like mad but on the other hand there is no way I could afford to run one once I moved back here and my income dried up.

    By Blogger GreatSheElephant, at 2:27 PM  

  • also - your electricity and gas figure looks very high. Unless there's only 2 of you sharing a large house (and your council tax figure suggests otherwise) then you're being screwed on that.

    By Blogger GreatSheElephant, at 2:29 PM  

  • Agree about getting rid of the car, unless you really need it. They're not massively practical in London.

    Train to work seems like a major expense too - is cycling an option? Or if you ditched the car you could replace it with a small scooter, 100mpg+, very low tax and insurance, and free parking in most of London.

    By Blogger LC, at 5:30 PM  

  • It looks a damn sight better than mine trust me. You're doing alright!

    By Blogger Sarah, at 11:43 AM  

  • Yeah. Will be selling my car before insurance runs out next month. Sad about this - I really don't need it, but it's my first ever car. And it's more about feeling annoyed about How Far I've Fallen. Kicking the arse of 40, living in a shared house, getting the bus.

    Bills are astronomically high due largely to IDIOT flatmates. Will drop considerable in Summer (I hope).

    I have also taken to walking to work even though it taked an hour!

    Sarah - my sympathy. I realise it's not that bad compared to some. I spent most of last year on £45 a week dole, but I did hope when I got a job I'd be a bit better off!

    By Blogger Spinsterella, at 8:09 PM  

  • I'd still check out the gas and electricity on one of the comparison sites. Mine is not a lot more than yours (if that's a monthly figure) and there's only one of me in a largish flat with no double glazing or insulation (listed building) in a much colder part of the UK. Mind you, I turn it off when I'm out of the flat - I imagine you've got it on a timer too?

    By Blogger GreatSheElephant, at 9:50 PM  

  • I could write an entire blog - not blogpost, blog - about the extraordinarily inefficient stupid fucking way my flatmates do literally everything.

    I am planning to move out later this year so I am putting up and shutting up for now.

    By Blogger Spinsterella, at 10:01 PM  

  • A car is not a measure of success in life, it is just a chunk of depreciating machinery with high running costs. Sell it, put the money in a FTSE tracking ISA, and all of a sudden you're making money instead of losing it.

    /dad

    By Blogger LC, at 10:51 AM  

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